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Payment Options

Worried about paying for your weight loss surgery?

The Kim Bariatric Institute has self pay options that can help even when insurance won’t pay. If you don’t have insurance, don’t meet medical necessity requirements set by your insurance, or have an exclusion on your insurance policy, we have a discounted surgery package price available for you. We also partner with medical financing lenders to provide you with an easy way to finance your weight loss surgery with payments as low as $280.00 per month for up to sixty months. This comes out to about $9/day. Don’t let cost keep you from taking steps to a healthier life.

Self Pay

Dr. David Kim supports a variety of payment methods through his Self Pay packages including cash, credit card, stocks, bonds, investment funds, Health Flex Savings Account (HFSA), and your 401K. Weight loss surgery such as LAP-BAND® System or gastric bypass can help improve or eliminate your co-morbid health complications, reducing your out-of-pocket cost of medications, doctor visits, time off work for illness and injury, and plus-sized clothing prices, ultimately saving you money in the long run.

This price includes the following:

Financing

At the Kim Bariatric Institute, we have partnered with medical financial lending institutions that offer competitive interest rates, terms up to five years, online or mail in applications, and a quick approval process to help you pay for your surgery. You can apply by phone or online with the following lender:

*Care Credit is the only financing company that we work with that all of the hospitals will accept. We will accept United Medical Credit, Medicalfinancing.com and Care Credit, but currently the hospitals are only taking Care Credit.


 

Care Credit is the only financing company that we work with that all of the hospitals will accept. We will accept United Medical Credit and Care Credit, but currently the hospitals are only taking Care Credit.

Insurance

Bariatric surgery is often considered a medical necessity, and is therefore at least partially covered by many insurance providers. However, insurance coverage for a weight loss surgery procedure will depend on your employer’s health plan, the plan that you have chosen, and/or the specific offers of coverage in your policy. Our insurance expert will help you with the information about insurance. We have helped many patients obtain approval who may otherwise have been unable to find coverage.

For questions about insurance, please contact the Kim Bariatric Institute and we will be happy to go over your options.

Tax Deductible

The IRS allows taxpayers undergoing weight loss surgery to deduct expenses for procedures, approved weight-loss drugs, and nutritional counseling. Deductions are allowed for uncompensated expenses of treatment of an individual if the cost is more than 7.5 percent of adjusted gross income. Talk to your tax professional or CPA about how tax deductions can help you and your weight loss surgery process. We’ve included the link below to the IRS Medical Tax Deduction Information page:

IRS Medical Tax Deduction Information

Medical Spending Accounts

Some or all of the costs associated with a weight loss program may be reimbursable if you have a healthcare spending account. Check first with your account administrator about your eligible expenses. Some services, supplements, or medications may require a letter of medical necessity. Be sure to talk with your accountant or financial advisor about how this could help you.

The Personal Cost of Obesity

Items Estimated Annual Costs
Mean medical drug costs
(BMI greater or equal to 35)
$5,965
Out-of-pocket healthcare costs $2,182
Employment inactivity costs $900
Commercial weight loss program fees $600
Prescription co-pays (5 meds at $10) $600
Grocery and diner costs $5,321*
Total $15,568

* A study recently showed that the average morbidly obese patient spends over $5000 per year in food. After weight loss surgery, food costs are about $1000 per year. That is a savings of over $4000 per year.

Please contact the Kim Bariatric Institute if you need any more information about our payment options. Our staff are available to assist you with any questions or concerns you may have. We are excited to partner with you in the incredible journey towards a happier, healthier life.

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Driving Directions

Dr. Kim is proud to offer his services to patients traveling from nearby areas. For your convenience, we have provided driving directions from the following locations.

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